N.J.A.C. 11:5-12.4 — Curricula

(a) In order to fulfill the continuing education requirement, licensees must acquire a total of 12 credits that satisfy the curricula requirements set forth in this section. One credit is equivalent to one hour of instruction. (b) The 12 credits that licensees must complete as a condition of license renewal shall be comprised of the following: 1. A minimum of six credits in core topics, which shall include: i. A minimum of two credits in ethics; ii. A minimum of one credit in fair housing and housing discrimination; iii. A minimum of one credit in agency; and iv. The remaining two credits of required instruction in core topics shall be earned by completing any combination of courses in core topics. 2. Six additional credits shall be earned by completing any combination of courses in core topics and elective courses. (c) The core topics applicable to the continuing education requirements are as follows: 1. Agency; 2. Disclosure; 3. Legal issues, including listing agreements, contracts of sale, leases, attorney review, forms of ownership, and deed restrictions; 4. Ethics; 5. Fair housing and housing discrimination, including Federal Fair Housing and New Jersey laws related to housing and housing discrimination; 6. New Jersey Real Estate Brokers and Salespersons Act and rules; 7. New Jersey and Federal environmental laws and rules as they relate to real estate; 8. Financial literacy and planning; and 9. Licensee safety. (d) Courses on core topics other than ethics shall include instruction on how ethics relate to the subject matter.